Privacy Statement | Cash Loans Bear

Introduction

Cash Loans Bear LLC ("Cash Loans Bear," "we," "us," or "our") operates the website bearlendnow.com (the "Site"). This Privacy Statement explains what personal information we collect, how we use it, how we share it, how long we retain it, and what rights you have regarding your data. By using our Site, you consent to the practices described in this Privacy Statement.

1. Information We Collect

We collect the following categories of personal information:

Identifiers: Name, email address, postal address, ZIP code, telephone number, and IP address.
Financial information: Loan amount requested, income information, employment status, bank account details (if provided to a Participating Network Lender).
Internet activity: Browsing data, pages visited, referral source, cookies, and similar tracking technologies.
Device information: Device type, operating system, browser type, and unique device identifiers.
Geolocation data: Approximate location derived from IP address.

2. How We Use Your Information

We use your personal information for the following purposes:

To match you with Participating Network Lenders based on your loan request.
To verify your identity and prevent fraud.
To communicate with you about your loan request and related services.
To comply with legal, regulatory, and contractual obligations.
To improve our Site, services, and user experience.
To send marketing communications where you have provided consent (you may opt out at any time).

3. How We Share Your Information

We share your personal information with third parties as necessary to provide our loan-matching service. The practices described in this section constitute our Participating Lenders & Network Partners Privacy Policy and apply to all data shared with our Participating Network Lenders and marketing partners.

Participating Network Lenders: When you submit a loan request, we share your information with Participating Network Lenders to facilitate loan matching. Participating Network Lenders may use your information to evaluate your request, perform credit checks, and contact you with offers.
Service providers: We share information with vendors who provide hosting, analytics, data processing, and marketing services on our behalf.
Legal compliance: We may disclose information when required by law, court order, or regulatory authority, or to protect our rights and safety.
Network Partners: We may share information with affiliated companies and Network Partners who may offer financial products and services.

We do not sell your personal information as defined under the California Consumer Privacy Act (CCPA) or the California Privacy Rights Act (CPRA). For more information about your California privacy rights, see our California Privacy Notice.

4. Cookies and Tracking Technologies

We use cookies, web beacons, and similar technologies to collect browsing and device information. Cookies help us remember your preferences, analyze Site traffic, and deliver relevant content. You can control cookies through your browser settings, but disabling cookies may limit your ability to use certain features of the Site.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this Privacy Statement, unless a longer retention period is required by law. Loan request data is typically retained for up to 24 months after your last interaction with our Site. Marketing consent records are retained until you opt out.

6. Data Security

We protect your personal information using 256-bit SSL encryption during transmission and industry-standard security measures for data storage. However, no method of transmission or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Your Privacy Rights

Depending on your state of residence, you may have the following rights:

Access: Request a copy of the personal information we hold about you.
Deletion: Request that we delete your personal information.
Correction: Request that we correct inaccurate personal information.
Opt-out of sale or sharing: Request that we not sell or share your personal information for cross-context behavioral advertising.
Limit use of sensitive personal information: Request that we limit the use of sensitive personal information.
Non-discrimination: You will not be discriminated against for exercising your privacy rights.

To exercise any of these rights, visit our Your Privacy Choices page or contact us at support@bearlendnow.com.

8. Children's Privacy

Our Site is not directed to individuals under 18 years of age, and we do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

9. Changes to This Privacy Statement

We may update this Privacy Statement from time to time. Changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this page periodically.

10. Contact Us

If you have questions about this Privacy Statement, please contact us:

Email: support@bearlendnow.com
Address: Cash Loans Bear LLC, 100 S. Main Street, Suite 500, Los Angeles, CA 90012
Hours: Mon – Fri, 8:00 AM – 8:00 PM EST